This Fund aims to achieve both stable income generation and capital preservation by investing 100% of the portfolio assets in high quality securities such as Bonds, Treasury Bills, Commercial Papers and other money market instruments that are rated “BBB” and above.

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Benefit of Investing

Below are some of the benefit of investing in Guaranteed Income Note

Capital Preservation

Our capital preservation strategy aims to prevent losses, maintain capital and keep pace with inflation.

Competitive Returns

We provide competitive returns on your investment based on market and portfolio performance .

Portfolio Diversification

we invest in different asset classes and securities in order to minimize the overall risk of the portfolio.

Online Access

We will provide you with 24/7 access to your investment account through our web-portal

  • Highlights
  • Benefits
  • How to invest
  • FAQ

The Fund invests a 100% of its portfolio in money market instruments (such as treasury bills, commercial papers, banker’s acceptance e.t.c.)

30 days minimum holding period

The penalty for redeeming within the minimum holding period is 20% on the accrued income.

The minimum investment amount is N1,000,000.00



Capital Preservation

Stable and Guaranteed Income


Fill the Account Opening Form and email [email protected] with the following documentation. Please note that you are not required to make payment at this stage. Below is a list of items you are to submit with the subscription form;

One passport photograph for each applicant

A government issued identity card (national ID card, Driver’s license, International Passport, Voter’s card etc.)

Proof of address showing your name/surname

The account will be opened within one business day and your e-account number will be sent to you via email

Upon receipt of the e-account number, transfer the amount to be invested to the designated bank account (find below) using your e-account number as reference/remark etc.



AMMF Subscription FormMutual Fund30 06 2021pdf
ABF SUBSCRIPTION FORMMutual Fund30 06 2021pdf
EMAIL INDEMNITY FORMAll Products30 06 2021pdf
CRS Individual Self-Declaration FormRegulatory01 01 2022pdf
CRS Corporate Self-Declaration FormRegulatory01 01 2022pdf
AIICO Euro Bond Subscription FormMutual Fund26 02 2024pdf

Various ways to give your tithe and Offering

Our Products

They encompass an incredibly wide range of products from mutual-fund to fixed-income. Select a product that fit your investment startegy


AIICO Money Market Fund

Make the most of your investment and watch your money work for you with a leading A+ rated (GCR) money market fund in Nigeria


AIICO Balanced Fund

Invest in a fund that gives you a high return on your investment by offering price appreciation and dividend income.


Guaranteed Income Note (Naira)

With GIN (Naira), you can have a fixed income generation with a competitive interest rate. Invest in a fund that steadily grows your networth overtime


Guaranteed Income Note (Dollar)

With GIN (USD), you can have a fixed income generation with a competitive interest rate. Invest in a fund that steadily grows your networth overtime


Discretionary Managed Portfolio

The AIICO Capital Discretionary Portfolio Management (ACDPM) is a highly personalized investment service to power you ahead because we belief your investment reflects you, your aspiration, drive, and legacy.


Non-Discretionary Managed Portfolio

Our Non-Discretionary Portfolio Management provide the flexibility to meet your requirements, a choice of investment services options could be considered, so that you can choose how actively you wish to play in the management of your investment.


AIICO Euro Bond Fund

The AIICO EUROBOND FUND is open-ended, meaning you can invest or withdraw at your convenience. It focuses on dollar-denominated securities registered in Nigeria.